5.1 Medical Insurance

The University makes a substantial contribution toward the cost of medical insurance for regular full-time and part-time faculty, and for visiting faculty who desire to participate. The faculty member pays the difference between the University's funding and the actual cost of the plan selected. Plans are offered through Blue Cross Blue Shield of Delaware (BCBSDE) and Aetna. Available options include Aetna, preferred provider organization (PPO) and health maintenance organization (HMO) plans.

Application for this coverage must be made during the first 30 days of employment and coverage is normally effective the first of the following month. If application is not made within 30 days of employment, the application cannot be considered until a "group reopening" is scheduled. This usually occurs in the spring of each year and is consistent with the flexible benefits enrollment period. Faculty who separate service from the University may temporarily continue group medical coverage at their own expense per the Consolidated Omnibus Budget Reconciliation Act (COBRA). (Rev. 2/91; 9/02; 4/03; 6/07)