5.4 Total Disability Insurance

To provide continuing income to eligible faculty members in the event of total disability, a group disability insurance program is provided through The Standard. There is no cost to the individual for the base coverage. Individuals may choose a higher option at their expense through the flexible benefits program.

Because a six-month waiting period is required before The Standard disability income begins, there is a transition from University employment and salary continuation based on eligible service. The following schedule applies: 
 

Employee's UD Service
   
Salary Continuation
1st and 2nd year
 
8 weeks at base salary plus 16 weeks at 60% base salary
3rd and 4th year
 
12 weeks at base salary plus 12 weeks at 60% base salary
5th and 6th year
 
16 weeks at base salary plus 8 weeks at 60% base salary
7th and 8th year
 
20 weeks at base salary plus 4 weeks at 60% base salary
9 years and over
 
24 weeks at base salary (100% salary)

(Revised 9/02; 4/03)