5.4 Total Disability Insurance
To provide continuing income to eligible faculty members in the event of total disability, a group disability insurance program is provided through The Standard. There is no cost to the individual for the base coverage. Individuals may choose a higher option at their expense through the flexible benefits program.
Because a six-month waiting period is required before The Standard disability income begins, there is a transition from University employment and salary continuation based on eligible service. The following schedule applies:
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Employee's UD Service
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Salary Continuation
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1st and 2nd year
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8 weeks at base salary plus 16 weeks at 60% base salary
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3rd and 4th year
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12 weeks at base salary plus 12 weeks at 60% base salary
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5th and 6th year
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16 weeks at base salary plus 8 weeks at 60% base salary
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7th and 8th year
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20 weeks at base salary plus 4 weeks at 60% base salary
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9 years and over
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24 weeks at base salary (100% salary)
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(Revised 9/02; 4/03)